Terms and Conditions
Take the time to read this, please. You’ll get way more out of your Coaching Experience and it’s important that we are on the same page when working together. Herein the terms The PFBY Coach will refer to (Aurea McGarry) and Client will refer to (You).

*The PFBY Coach will do everything possible to support you in achieving your own results and desired outcomes.

*You are responsible for the cause of all change in your life.

*The PFBY Coach will work with you to identify solutions and offer suggestions based on your own personal experience, training and the information appropriate.

*You accept full responsibility for all decisions and courses of action.

*As a Client, by signing this PFBY Agreement agreeing and acknowledging that the Aurea McGarry is not a licensed investment advisor, real estate agent, accountant, finance, health, legal professional, or psychotherapist.

The PFBY program will not divulge that you are in a coaching relationship without your express consent. You, of course are free to discuss the coaching relationship with anyone at anytime.

All Coaching Sessions are scheduled in advance by direct agreement between you and your PFBY Coach. If for any reason you cannot attend a scheduled Coaching Session you are fully responsible for informing your Coach and arranging an appointment at least 48 hours in advance, otherwise the session will be deemed forfeit. You are responsible for rescheduling via phone or contact (and receive reply) via email.

Tasks are assigned to assist in accelerating your change and the achievement of your desired results.

What if I miss a week? 
No problem! All live sessions are recorded and you can receive support from The PFBY Coach in the Facebook group.

Can I do this program at my own pace?
Most certainly! We recommend staying with the pace of the group so you can receive support and accountability in real-time, but if it works better for you to do in your time, that's great too. All class material will be in your Member's Portal. 

Do you offer refunds if I decide not to stay in the program?
No. All benefits begin as soon as you enroll in the program. Embarking on this journey requires dedication and fortitude to see this process through. 

FREE Facebook Group Access 
Your PFBY Coach is available during the week via email to share wins, seek clarity on actions or review minor issues. Again, there is no charge for any of the brief “catch up emails”.

They are part of your agreement with The PFBY Coach.

No Shows and Missed Classes 
No refunds, credits or transfers available for missed classes and no-shows. However, all recordings and class materials will be in your portal. 

Terms of Coaching
The PFBY Programs are created and sold as whole packages and cannot be altered or partially completed in any way. If you are enrolled in continuing Coaching for a number of sessions, unused sessions due to quitting the program may not be eligible for refund, credit or transfer.

Suspending Membership
Is not possible after your program is in progress.

PFBY Coaching Calls
Coaching calls with your PFBY Coach above and beyond the two calls included with your membership are at the Client’s expense, and initiated by the Client.

If any instalment payment should default, the Client will have seven (7) days to rectify the situation. Any scheduled coaching and class session(s) will be postponed until payment is received within the 7 days, all discounts and bonuses will be forfeited and full payment will apply. If Client should default on any instalment payment, the result may be cancellation from the PFBY course and the Cancellation Policy will apply. An N.S.F. or credit card decline will result in penalty from our payment processing company in cases of payment default.

Program Changes
The PFBY Coach reserves the right to change, modify or cancel any programs as considered necessary. Any such change will be made in consultation with the Client.

Intellectual Property
All material relating to the Profit From Being course is subject to copyright and other intellectual property rights. All materials may not be recorded, used or reproduced without the written permission of the owner.

You understand that all action taken is performed voluntarily and is your own responsibility. Clients should seek independent professional advice before undertaking any physical, business or investment actions.

By entering into a Profit From Being YOU Agreement, you agree to abide by the terms and conditions as set out above.
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